I'm curious now: what is the easiest AMEX to qualify for? Obviously I'm not getting a platinum card any time soon, but they offer so many products, some of them are bound to have different qualification thresholds. Since this was more than 7 years ago, they no longer appear on my credit report (although a whole bunch of other garbage is on there, bringing down my score). 2008-09 crushed me, and along with everything else, I lost my AMEX cards (which were discharged). I was a long time holder of a SPG Amex, and a Platinum business card. Boy would I love to be a cardmember again! I see ads for the new SkyMiles Blue card all over the web (especially here), and it looks to me like an 'entry level' credit product. The easiest cards, anecdotally, seem to be charge cards.then Delta Gold or Blue. You really have nothing to lose by applying if you are blacklisted, Amex will deny your app without even pulling your credit. Some people default on a really spectacular scale and don't get credit from Amex ever again. Time helps, and the odds are better if you defaulted on 3 or 4 figures of debt. I'm not sure what the odds are of Amex giving you another chance. Amex may forgive, but they do not forget. They have fallen off your credit reports, but they will never fall off Amex's internal records.

Boy would I love to be a cardmember again! I was a long time holder of a SPG Amex, and a Platinum business card.

Which is a points-based program (the other American Express charge. Optima credit card American Express Optima Card.

Amex optima/oasis program